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Prepare for Homeownership
“I want to buy a home, but I don’t know what my file actually looks like.”
Before you apply, you need more than a credit score. You need to understand how your income, debts, cash to close, loan options, and documents work together.
The Mortgage Prep System helps you look at the same pieces a lender will review so you can prepare before you are under pressure.
What You Get
- Mortgage Ready Snapshot
- DTI Workbook
- Cash Flow Control Pack
- Funding Map
- Clear to Close Guide
Check Your Credit
MyScoreIQ
“I want to know what’s actually showing on my credit before I make my next move.”
Understanding your credit starts with seeing what is being reported and tracking changes over time.
MyScoreIQ gives you access to credit reports, scores, monitoring, and identity-protection tools so you can stay informed about what is happening with your credit.
What You Get
- Credit Reports
- FICO® Scores
- Credit Monitoring
- Credit Change Alerts
- Identity Monitoring
Need a Personal Review
Mortgage Ready Audit
“I want someone to look at my file and tell me what stands out.”
Sometimes you do not need more general information. You need someone to look at your specific file and explain what stands out.
The Mortgage Ready Audit gives you a lender-style review of your credit file so you can understand potential concerns, strengths, and next steps before you apply.
What You Get
- Personal Credit File Review
- Lender-Style Risk Review
- What May Help Your File
- What May Hold You Back
- Clear Next-Step Guidance
Earn Extra Cash
Reco Social
“I want a simple way to earn extra money from things I can do on my phone.”
Reco combines games, recommendations, and other activities with opportunities to earn rewards.
I’m personally testing Reco and sharing my own results so you can see what it actually does before deciding if it is worth your tim
What You Get
- Games
- Recommendations
- Earn Rewards
- Track Your Progress
- Cash Out Earnings
Turn Spending Into Rewards
Fetch
“I’m already buying things. I might as well earn something back from it.”
Earn points from everyday shopping by scanning receipts, using offers, and playing games.
You can redeem the points you earn for gift cards, making it an easy way to get a little more value from money you are already spending.
What You Get
- Scan Receipts
- Earn Points
- Use Bonus Offers
- Play for Points
- Redeem Gift Cards
See What Else I’m Testing
RealTalk Cash Wins
“I want to know which apps are actually worth my time.”
I test cash, receipt, cashback, and reward apps and keep the ones I actually use in one place.
Browse the full list to see more of the apps I’m testing, what each one does, and which ones may be worth adding to your routine.
What You Get
- Cash Apps
- Receipt Apps
- Cashback Apps
- Reward Apps
- Apps I Personally Test
Build Your Online Income
Legacy Builder
“I want to build something online that can grow beyond small extra cash.”
Legacy Builders is a step-by-step digital business program with live coaching, mentorship, a supportive community, and a pre-built system designed to help you learn how to market and sell digital products online.
You get access to four digital programs with resale rights, pre-built sales pages and email funnels, organic social media training, and ongoing support so you are not trying to figure everything out alone.iness model focused on creating, marketing, and selling digital products online.
What You Get
- 4 Digital Programs
- Master Resell Rights
- Pre-Built Sales System
- Live Coaching & Mentorship
- Organic Social Media Training